Need an appraisal in Marietta or Onondaga County?

Here are the top 7 reasons why NY homeowners call on ARE Appraisals, Inc.:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To lower a mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a NY divorce, where real estate needs to be divided
Determine the true market value of real estate in question to settle an estate

Need help determining the price of your house in or near Marietta, NY?
Contact ARE Appraisals, Inc..

We at ARE Appraisals, Inc. understand the special needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At ARE Appraisals, Inc., we're qualified in helping people just like you rid yourselves of undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that is going down or is not appreciating as much as other houses close to yours. This only means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from ARE Appraisals, Inc. is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. ARE Appraisals, Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from ARE Appraisals, Inc. can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? ARE Appraisals, Inc. can help you with that. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.